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Consumer Finance

We are experienced in giving credit card and consumer banking advice. We have drafted a variety of agreements, such as business and individual credit card terms and conditions, merchant agreements, agreements relating to promotional tie-ups with particular organisations and management of a retail store card. We have also dealt with terms and conditions relating to overdrafts, bankcards and telephone and electronic banking facilities. Our litigation team helps clients in disputes, working with others in the team, as well as with financial consultants, where necessary.

Some specific types of work we do include:

  • Consumer financing legislation and regulations, such as the Hire Purchase Act and the Bills of Sale Act.
  • Hire purchase and floor stock financing documentation and advice.
  • Leasing advice and documentation.
  • Hire purchase/leasing litigation.
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